Tools

Investment Calculators

Four calculations: what a purchase costs, what it rents for, where the Golden Visa threshold sits, and how off-plan differs from ready. The figures are estimates; the exact ones come out of a specific project.

01 · Costs

Purchase cost calculator

With a price and a purchase type, the transfer fee, the commission and the other costs appear below.

Purchase type
500,00010,000,000
DLD transfer fee (4%)Paid once to the Dubai Land Department on the sale price.60,000 AED
Agency commission (2%)Applies to ready (secondary) sales only. Off-plan buyers are not charged commission.30,000 AED
Registration / Oqood feeestimatedA flat estimate (~4,000 AED) for pre-registration and title fees.4,000 AED
Annual service chargeWorked out per m² and set by the building, so it varies by project. I share the current figure for whichever one you pick.Per m²
Total upfront cost94,000 AED

Fees, commission and registration. Price not included.

Total cash needed1,594,000 AED

The apartment price and the upfront costs, assuming a cash purchase.

These are estimates. Exact figures vary by project and by building, and we can work yours out together whenever you like.

With your budget, I can work the figures through for your situation.
02 · Yield

Rental yield / ROI calculator

A price, a property type and an area give the annual gross rent and the yield band below.

Property type
500,00010,000,000
Estimated annual gross rentestimated97,500 AED

Calculated on the mid-point of the area's yield band.

This is gross. It has not been reduced by service charge, management fee or vacancy periods. I work out the net figure for the specific property you're looking at.

Gross-yield band6-7%

The general market range for this area.

Low end · 6%
90,000 AED
High end · 7%
105,000 AED

These are estimates. Exact figures vary by project and by building, and we can work yours out together whenever you like.

With your budget, I can work the figures through for your situation.
03 · Golden Visa

Golden Visa eligibility check

The property route to a 10-year Golden Visa starts at 2,000,000 AED. Your budget shows where you sit against that.

500,00010,000,000
Golden Visa threshold2,000,000 AED
Below the threshold

500,000 AED short of the threshold.

A property investment of 2 million AED or more qualifies for the 10-year Golden Visa, and a spouse and children can be included. General information.

General information. Final eligibility rests on the official criteria in force when you apply.

These are estimates. Exact figures vary by project and by building, and we can work yours out together whenever you like.

With your budget, I can work the figures through for your situation.
04 · Compare

Off-plan vs ready apartment

The difference between the two, line by line.

Off-plan (project)Ready apartment
Upfront costA lower entry, with an instalment plan behind it.The full price and the fees are due upfront.
PaymentStaged payments up to handover, on the developer's plan.Usually a single payment, or a mortgage.
Rental income startsAfter handover, so there is a wait involved.Rentable straight away, with income from the first month.
Delivery riskCarries handover delay and project risk.The unit already exists, so there is no delivery risk.
Best forBuyers with a longer horizon who can wait for appreciation.Buyers who would like rent from the outset and less risk.

These are estimates. Exact figures vary by project and by building, and we can work yours out together whenever you like.

With your budget, I can work the figures through for your situation.